Table of Contents

YOUR FINANCIAL FRIEND IN INDIA

Blogs

I started Finmadad to solve a problem I faced: finding simple, jargon-free answers to “Life Admin” questions. Why This Blog? I am Amrit Pal Singh, just like many of you.
New vs Old Tax Regime 2026

New vs Old Tax Regime 2026

Every month, our salary reaches our bank account after deducting Tax Deducted...
Employee Share Purchase Plan

Employee Share Purchase Plan Same Salary, 10 Years — Two Colleagues, Two...

A friend of mine recently left his job after a decade at...
Should you buy Gold in 2026

Should You Buy Gold in 2026 India — PM Modi, EGR and...

PM Modi just said something that stopped every Indian gold buyer in...
Personal Finance Mistakes

Personal Finance Mistakes in India: Lessons I Learned the Hard Way

Personal finance mistakes in India are more common than anyone admits. We...
Electronic Gold Receipt (EGR) NSE 2026

NSE Electronic Gold Receipt (EGR) 2026 — Buy Gold Like a Stock?...

Indians love gold. But buying it has always been complicated. Making charges....
RBI 3-Day Credit Card Payment Buffer 2027

RBI 3-Day Credit Card Payment Buffer 2027 — Critical Facts Every Indian...

The RBI 3-Day Credit Card Payment Buffer 2027 is now official. If...
Wipro Share Buyback

Wipro Share Buyback 2026: What is share Buyback? Plus, the New Tax...

If you hold Wipro shares in your demat account, your inbox probably...
power of DRIP

The Power of DRIP: How One Dividend Payment Now Covers 4 Months...

We have all heard the same advice our entire lives. Save more....
AIS Data inaccurate

AIS Data Inaccurate? Here Is How You Can Fix It (2026 Guide)

You downloaded your Annual Information Statement. You cross-checked it carefully. And then...
Annual Information Statement AIS

How to Download Annual Information Statement (AIS) Before Filing ITR 2026 —...

Most Indian taxpayers file their ITR without ever checking if the government’s...
New Income Tax Act 2025

India’s New Income Tax Act 2025 is Live — 15 Changes Every...

If you filed your income tax return last year using terms like...
Hidden Financial Cost of Health

The Hidden Financial Cost of Health in India — What My Medical...

We often talk about SIPs as a way to buy a car...
Market Is Falling

Market Is Falling — Should You Stop Your SIP? Here’s the Honest...

Look, I get it. Opening your investment app lately feels like a...
XIRR

What is XIRR? Why Your Mutual Fund App Shows Different Returns Than...

The “App vs. Reality” Mystery Have you ever looked at a Mutual...
Mutual Fund Fact Sheet

How to Read a Mutual Fund Fact Sheet?

A mutual fund fact sheet is like a “medical report” for your...
Direct vs Regular Mutual Funds

Direct vs Regular Mutual Funds: Which Should You Pick?

Choosing between a Direct and Regular plan is the most impactful decision...
NAV in Mutual Funds

What is NAV in Mutual Funds? Stop Chasing Low NAV

One of the most common questions new investors ask is: “Should I...
SEBI Mutual Fund Reset

2026 SEBI Mutual Fund Reset: Is Your Portfolio Safe?

If you haven’t checked your mutual fund portfolio in the last few...
How to Start Investing in Mutual Funds

How to Start Investing in Mutual Funds (2026 Guide)

Not long ago, investing in mutual funds meant filling forms, attaching documents,...
Nomination in Mutual Funds

Nomination in Mutual Funds: Don’t Let Your Family Lose It

We spend years carefully building our SIP portfolios, watching our wealth grow...
Update Mobile & Email in Mutual Fund Portfolio

Update Mobile & Email in Mutual Fund Portfolio (2026)

Have you ever tried to redeem your mutual fund units or start...
KYC Registered vs Validated

KYC Registered vs Validated: Why Your SIP Is Blocked

If you recently checked your mutual fund portfolio and noticed that your...
Types of Mutual Funds

Types of Mutual Funds Explained for Beginners (2026)

When you decide to start your first SIP, the biggest question is...
PAN Card KYC Compliant

How to Make PAN Card KYC Compliant in CAMS

Many investors are surprised when their SIP or mutual fund transaction suddenly...
Why PAN card is required

Why PAN Card Is Required for Banking, and Investments?

If you have ever opened a bank account, started a SIP, or...
Link PAN with Aadhaar

How to Link PAN with Aadhaar and Avoid PAN Becoming Inoperative?

If you use your PAN card for banking, investments, or tax filing,...
Apply Duplicate PAN Card Online

Lost PAN Card OR details incorrect? Apply Duplicate PAN Card Online

Misplacing your PAN card or spotting an error on it often happens...
How to Apply for PAN Card

How to apply for PAN Card in India – In Simple Language

If you live in India, a PAN Card is no longer optional. Whether you...
Scroll to Top